India is at a crossroads on employability – a consistent increase in the percentage of youth choosing to pursue graduation courses, coupled with the lack of skilled faculty with relevant industry requirement based curriculum, continues to increase the unemployment rate among youths. Organizations need industry ready entry level employees to improve their productivity, especially in sectors such as Banking, Financial Services, and Insurance (BFSI), where sales representative driven awareness guides the financial choices customers make. This requires a bridge to augment the skills of our graduates, preferably by augmenting the colleges they are enrolled in.
FinX was founded in 2019 to address this need as a skilling platform for the employability of graduate/postgraduate students studying in non-premium undergraduate colleges in India. Through a mix of short term, long term, and certification courses, integrating internships and employment opportunities, they orient graduation courses toward making students industry ready. They also serve the development needs of the organizations, from a hire train deploy program to certifications and continuous learning programs, thus providing an ecosystem for upskilling.
Employability requires skills with hands-on experience and, hence a phygital model. By partnering with colleges, FinX ensures a synergy that allows the students’ learning to be optimal and their execution to be nimble. Over the next few years, their intervention will see entrepreneurial households find new breadwinners in the next generation.
Curebay, a phygital healthcare platform that aims to transform the patient experience in remote locations of India by providing affordable and high-quality primary healthcare through a hybrid model – a network of physical eClinics, powered by a robust technology platform. CureBay has built a powerful suite of services that have hitherto been beyond the reach of most rural Indians.
Access to quality primary healthcare in close proximity and at affordable prices is a pronounced pain point for most of rural India. This customer spends a significant portion of total household income on healthcare. Costs can skyrocket during a crisis and there is no safety net as insurance penetration is less than 1% in rural India. The customer is averse to traveling for treatment in urban areas owing to the resultant loss of income, and often postpones doctor visits for as long as possible. Delays in diagnosis and subsequent treatment worsen health outcomes and make treatments even more expensive.
CureBay’s healthcare fulfillment model brings holistic patient care and convenience to rural patients’ doorsteps by enabling doctor consultation, and facilitating medicine purchase and pathology tests in the eClinic. Patients also have access to a network of certified partner labs as well as hospitals.
Nuvemshop allows micro, small and medium enterprises (MSMEs) in Latin America to access new sale channels by enabling the setup, management, and promotion of their online business easily and from any device, thus increasing their productivity and sales.
MSMEs in Argentina and Brazil account for >99% of enterprises and >64% of employment, and are concentrated in the commerce and services sectors.
